Business Loan Broker in Columbia, SC
Looking for a business loan broker in Columbia? Silverstone Lenders is a licensed commercial loan broker serving Columbia, SC and the surrounding areas.
Looking for a business loan broker in Columbia? Silverstone Lenders is a licensed commercial loan broker serving Columbia, SC and the surrounding areas.
A business loan broker matches your company to lenders, not funds the loan itself. We present your financials to multiple capital sources, compare offers, and explain which closing costs, origination points, and monthly obligations you'll actually face. You avoid calling twenty banks yourself. We already know which lenders work with startups near the Vista, which ones finance heavy equipment for contractors in Lexington, and which programs fit seasonal cash flow in Cayce retail shops.
Small business
Most Columbia-area businesses qualify if they've been operating six months or longer and generate regular revenue. Lenders review credit scores, cash flow, collateral, and industry risk. A small business lending broker like Silverstone Lenders pre-screens your situation before submission so you don't waste time on dead-end applications. If your credit sits below 650, we steer you toward working capital or invoice factoring instead of SBA programs that require stronger profiles.
Businesses in Seven Oaks, Irmo, St. Andrews, Oak Grove, West Columbia, Lincolnshire, Springdale, Red Bank, and downtown Columbia use broker-sourced capital to buy delivery vans, renovate storefronts along Two Notch Road, cover payroll gaps during slow quarters, purchase commercial buildings near the airport, or factor invoices when contractor clients pay Net-60. An HVAC company in Irmo might use equipment financing brokered through us to add three new service trucks without tying up operating cash.
How it works
Call (803) 220-1486 or visit our office at 3790 Fernandina Rd, Columbia, SC 29210. Bring two years of business tax returns, recent bank statements, a driver's license, and a list of what you need the money for. We'll review your documents, identify the best loan programs, submit your package to matched lenders, and present every offer with a plain-English breakdown of costs. The process typically takes one to three weeks depending on loan type and lender underwriting speed.
For a full overview of our service area, see our Service Areas page. If you're exploring specific programs, review our SBA 7(a) loans in Columbia, equipment financing options, or working capital solutions. You can also visit our main Columbia, SC business lending hub for additional resources.
A family-owned catering company near the State House wanted to expand into a second commissary kitchen. The owners had strong revenue but limited collateral. Silverstone Lenders connected them to an SBA broker network and a hard money lending broker for bridge options. After comparing term lengths and prepayment penalties, they chose an SBA 7(a) loan with a ten-year amortization. We coordinated the appraisal, environmental review, and closing so they opened the new facility four months later.
Serving the Columbia area
We know which lenders fund which kinds of Columbia businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.