Silverstone Lenders brokers commercial financing for Cayce companies across manufacturing, distribution, and service sectors. We connect you with SBA 7(a) loans, working capital, equipment financing, business lines of credit, invoice factoring, merchant cash advances, short-term loans, and small business funding. You see every cost before you commit. No broker markup surprises.
Cayce sits at the confluence of the Congaree River and Interstate 77, home to the Saxe Gotha Industrial Park and employers like Nephron Pharmaceuticals and multiple metal fabricators. If you're expanding a warehouse off Knox Abbott Drive or upgrading CNC machinery in the industrial corridor, you need capital that fits your cash flow. We show you what lenders charge, what we earn, and how repayment works.
Loan programs
Cayce businesses tap eight core programs through our brokerage. SBA loans offer long terms and lower down payments for owner-occupied real estate or major equipment. Working capital loans cover payroll gaps and inventory buys when contracts stretch 60 days. Equipment financing funds forklifts, injection molders, delivery trucks, or kitchen gear with the asset as collateral. Business lines of credit let you draw and repay as orders ebb and flow. Invoice factoring turns unpaid B2B invoices into same-week cash. Merchant cash advances suit retail and restaurant operators along 12th Street. Short-term business loans close fast for time-sensitive opportunities. Small business loans bundle options for startups and solo operators.
Each program carries different costs and schedules. We break down origination fees, factor rates, and payback structures in plain numbers.
We are a licensed commercial-loan broker, not a direct lender. You tell us your funding need and current financials. We shop your profile to our network of SBA-preferred lenders, regional banks, and alternative finance companies. You receive term sheets side by side. We explain which fees are negotiable, which are fixed, and what our broker commission is. No hidden points. No rate inflation.
Most Cayce clients visit our Columbia office at 3790 Fernandina Rd, Columbia, SC 29210 or call (803) 220-1486 to start. We also meet on-site if you're managing a shift at the plant. The broker model means you compare offers instead of applying blind at one bank. Transparency wins when you're pledging business assets or personal guarantees.
For broader context on financing across the metro, see our Columbia hub page.
What we broker
For Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreFor Cayce businesses, matched to the right lender.
Learn moreServing the Cayce area

We know which lenders fund which kinds of Columbia businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.