Business Loans in St. Andrews, SC

Looking for business loans in St. Andrews?

You need capital to grow, buy equipment, or cover payroll. Silverstone Lenders brokers business loans St. Andrews companies use every day. We connect you to SBA 7(a) programs, working capital, equipment financing, lines of credit, invoice factoring, merchant cash advances, and short-term loans. No jargon. No hidden costs. Just transparent options matched to your cash flow and the real needs of St. Andrews businesses.

Why St. Andrews businesses choose a broker

St. Andrews sits along the US-1 corridor between downtown Columbia and the Saluda River, home to retail strips, auto services, restaurants, and light industrial operations near Sysco's distribution hub. A broker saves you time. We shop your file to multiple lenders, compare terms side-by-side, and show you every cost before you sign. You get options a single bank won't offer, and we handle the paperwork while you run your shop on Bush River Road or along St. Andrews Road.

Loan programs

Funding programs for St. Andrews companies

We also serve Columbia and surrounding markets.

SBA 7(a) Loans

finance expansions, real estate purchases, and refinancing. Terms stretch to 25 years for property, lowering monthly payments.

Working Capital Loans

cover inventory, payroll gaps, and seasonal swings. Repayment schedules flex with your revenue cycle.

Equipment Financing

funds machinery, vehicles, or kitchen gear. The asset secures the loan, simplifying approval.

equipment financing options in St. Andrews

Business Lines of Credit

let you draw cash as needed and pay interest only on what you use. Review .

business line of credit solutions

Invoice Factoring

turns unpaid B2B invoices into same-day cash without adding debt. See how .

Merchant Cash Advances

provide lump sums repaid through daily card sales, ideal for retail and hospitality. Check .

Short-term Business Loans

deliver fast funding for urgent needs, typically repaid in 3 to 18 months. Discover .

Small Business Loans

bundle flexible amounts and uses for startups and established firms alike. Find .

How Silverstone Lenders works

We gather your financials, credit snapshot, and funding goal. Then we match you to lenders who compete for your deal. You see every fee, every term, every repayment schedule in plain English. We're a broker, not a lender, so our job is transparency, not upselling. Call (803) 220-1486 or visit us at 3790 Fernandina Rd, Columbia, SC 29210 to start.

What we broker