Small business
Small business loans deliver lump-sum or revolving capital you repay over time. They fund expansion, inventory, machinery, real estate purchases, or seasonal shortfalls. Because Silverstone Lenders is a broker, we shop your file across multiple lenders to find terms that fit your revenue, collateral, and timeline. You see the full cost breakdown before you sign.
St. Andrews sits along the Broad River Road corridor, home to auto shops, medical offices, family restaurants, and service contractors. A landscaping company near the St. Andrews Road and I-26 interchange might use equipment financing to buy a new mower fleet, while a dental practice closer to Harbison Boulevard could tap a business line of credit to renovate treatment rooms. We understand the cash cycles and seasonal swings common to businesses in this part of Columbia.
Lenders set their own underwriting rules. One may require two years of tax returns; another accepts twelve months of bank statements. By working with Silverstone Lenders, you submit your financials once, and we match you with lenders whose criteria you already meet. That means fewer denials, faster answers, and transparent cost comparisons.
Our office is at 3790 Fernandina Rd, Columbia, SC 29210, a short drive from St. Andrews via Broad River Road. Call (803) 220-1486 to start your file.
How it works
We collect revenue records, balance sheets, and a brief description of how you'll use the funds. Then we present options: SBA 7(a) for lower long-term costs, working capital for quick turnaround, or invoice factoring if customers pay net-30. You pick the program, review the fee schedule, and close. No hidden charges.
Learn more about small business loans across the metro, or explore all our St. Andrews services.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.