Commercial Loan Broker in Columbia, SC
Looking for a commercial loan broker in Columbia? Silverstone Lenders connects businesses in Columbia, SC and surrounding areas (Seven Oaks, Irmo, St.
Looking for a commercial loan broker in Columbia? Silverstone Lenders connects businesses in Columbia, SC and surrounding areas (Seven Oaks, Irmo, St.
A commercial loan broker matches your business to lenders and funding sources. We do not lend our own money. Instead, we review your situation, package your application, and present it to banks, credit unions, and specialty finance companies. You get access to more options than walking into a single branch on Two Notch Road. We earn a fee from the lender when your loan closes, so our service costs you nothing upfront.
Columbia's economy mixes state government employers, healthcare systems like Prisma Health, and small manufacturers along the I-26 corridor. A commercial mortgage loan broker knows which lenders finance owner-occupied warehouses in Cayce and which prefer investor cash-flow properties near the Vista. We save you weeks of phone calls. One application goes to multiple desks. If Bank A declines, we pivot to Bank B without you starting over.
When you need a commercial property loan broker, speed and reach matter. We maintain relationships with regional and national lenders who understand Midlands market conditions.
Loan programs
Silverstone Lenders arranges these commercial business financing options:
- SBA 7(a) loans for purchase, expansion, or refinance - Working capital to cover payroll gaps or inventory - Equipment financing for machinery, trucks, or tech - Commercial real estate loans for purchase or refinance - Business lines of credit for flexible access - Invoice factoring to accelerate receivables
Each program has different commercial loan broker requirements. SBA deals demand tax returns, personal financials, and a business plan. Equipment financing may close in days with just an invoice. We explain what each lender wants before you gather paperwork.
How it works
Call (803) 220-1486) or visit our office at 3790 Fernandina Rd, Columbia, SC 29210. We'll ask about your business, credit profile, collateral, and how you plan to use the funds. Within 48 hours you'll know which programs fit and what documents to prepare. We submit to lenders, track underwriting, and coordinate closing. Most files move from application to funding in three to six weeks, depending on loan type.
A precision-machining company in Lexington wanted to buy the building it leased and add two CNC mills. The owner had strong revenue but limited commercial real estate experience. We paired him with an SBA 7(a) lender for the property purchase and a separate equipment lender for the mills. Both closed within 45 days. The shop now controls its rent and doubled capacity, serving aerospace contractors at the Columbia Metropolitan Airport and beyond.
Service area
Check that the mortgage broker for commercial property holds any required state licenses and discloses fees clearly. Ask how many lenders they work with and whether they specialize in your industry. Silverstone Lenders focuses exclusively on commercial and business lending in the Columbia area, so we know the lenders who say yes to Midlands deals and the ones who don't.
Explore our Service Areas page to confirm we cover your location, and review individual program pages like SBA 7(a) loans or equipment financing for deeper detail.
Serving the Columbia area
We know which lenders fund which kinds of Columbia businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.