Business Loans in Lexington, SC

Need business loans Lexington companies can close without hidden fees? Silverstone Lenders is a licensed commercial loan broker serving Lexington, SC and the Columbia metro.

Business Funding for Lexington Companies

Silverstone Lenders matches Lexington business owners with lenders who fund growth, equipment, payroll, and expansion. We work across industries: retail along Sunset Boulevard, manufacturing near the Gibson Road corridor, medical practices serving Lexington Medical Center employees, and restaurants in the Old Mill development. Because we are a broker, not a lender, we show you multiple offers and explain every fee upfront. No application cost. No obligation until you choose a program that fits your budget.

Loan programs

Programs Available in Lexington

Lexington businesses access SBA loans for real estate and long-term projects, working capital loans to cover payroll gaps, and equipment financing for trucks, machinery, or IT hardware. A business line of credit gives you draw-as-needed flexibility. Invoice factoring converts unpaid invoices to immediate cash. Merchant cash advance products fund restaurants and retailers quickly. Short term business loans bridge urgent needs. We also arrange small business loans for startups and established firms alike.

Every program carries different costs. We write them down before you apply.

How it works

How the Broker Process Works

You call (803) 220-1486 or visit our office at 3790 Fernandina Rd, Columbia, SC 29210 (a quick drive down I-20 from Lexington). We ask about revenue, time in business, and what you need the capital for. Within one business day, you see term sheets from multiple lenders. We translate the jargon: origination points, factor rates, payment schedules, prepayment rules. You pick the offer that costs the least over the life of the loan. We handle paperwork and coordinate closing.

Transparency is the lens. You know the total repayment amount before ink touches paper.

Why Lexington Businesses Choose a Broker

Applying directly to a bank costs time and often yields a single rejection. A broker submits your profile to dozens of lenders at once. Lexington companies near Lake Murray or along US-1 get access to regional banks, credit unions, and alternative lenders who compete for your business. Competition lowers cost. Our fee is disclosed upfront and typically paid by the lender, not you.

For broader regional context, see our Columbia hub page.

What we broker

Loan programs for Lexington businesses

Serving the Lexington area

Local guidance across Columbia, SC

Silverstone Lenders in Columbia, SC

We know which lenders fund which kinds of Columbia businesses, and we position your file where it fits.

One local broker, many lenders, and no cost to apply.

See loan programs →

Common questions

Common questions about business loans in Lexington

What types of businesses in Lexington qualify for financing?+
Retail shops, contractors, medical offices, manufacturers, restaurants, and service companies all qualify if they show consistent revenue and operate profitably. Startups may access certain programs with a solid business plan and owner credit history. Each lender sets its own criteria; we find the ones that accept your profile.
How long does approval take for business loans Lexington firms request?+
SBA loans take four to eight weeks. Working capital and lines of credit often close in three to ten business days. Invoice factoring can fund within 48 hours. Timeline depends on program type, documentation readiness, and lender workload. We track every file and push for the fastest responsible close.
Do I need collateral to secure a business loan in Lexington?+
Some programs require collateral; others rely on cash flow or receivables. SBA loans often use real estate or equipment as security. Unsecured lines of credit exist for strong-credit borrowers. We match your assets and risk profile to the right structure so you do not pledge more than necessary.
What fees does Silverstone Lenders charge Lexington clients?+
Most broker fees are paid by the lender upon closing, so you pay nothing out of pocket to work with us. When a direct client fee applies, we disclose the exact dollar amount in writing before you proceed. No surprises. No percentage buried in the rate. Call (803) 220-1486 for a plain-English breakdown., Silverstone Lenders 3790 Fernandina Rd, Columbia, SC 29210 Columbia, SC (803) 220-1486 Licensed commercial loan broker. Not a lender.

Ready to move on funding?

Talk to a local advisor and get matched to the right program, no obligation.

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