Looking for SBA loans in Lexington? SBA 7(a) loans back purchases of commercial real estate, equipment, inventory, and working capital through government-guaranteed programs that let banks lend with lower down payments and longer terms than conventional products.
SBA loans
SBA loans are federal Small Business Administration-backed financing products. The guarantee reduces lender risk, so banks offer longer repayment windows and accept smaller equity injections. The 7(a) program covers most business purposes: buying a building on Sunset Boulevard, replacing a delivery fleet, acquiring another company, or bridging cash gaps. Because the SBA sets broad eligibility rules, businesses that fall outside traditional bank boxes often qualify. Silverstone Lenders is a commercial loan broker in Lexington that shops your file to multiple SBA-preferred lenders, comparing which bank offers the clearest path and the fewest overlays.
SBA loans
Lexington sits at the I-20 and US-1 crossroads, home to manufacturers, medical offices near Lexington Medical Center, and retail clusters along Sunset Boulevard. Real estate here costs less than downtown Columbia, but conventional lenders still want 25-30 percent down. SBA 7(a) loans drop that to 10 percent in many cases, freeing capital for inventory or payroll. A machine shop near the old railroad corridor might use SBA equipment financing to buy CNC mills without draining reserves, while a family restaurant on Main Street could finance a building purchase and tenant improvements in a single close.
We are a broker, not a lender. That means we submit your package to banks that already approve SBA deals, compare responses, and guide you through documentation. We explain every fee the lender discloses, flag which costs are negotiable, and keep the process moving when underwriters ask for tax transcripts or lease amendments. Our office is at 3790 Fernandina Rd, Columbia, SC 29210, a short drive west down I-20 from Lexington. Call (803) 220-1486 to start.
Silverstone Lenders also brokers SBA loans across Columbia, working capital lines, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and more. Visit our Columbia hub to explore the full menu.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
