Invoice factoring
Invoice factoring turns your accounts receivable into cash without taking on debt. You sell outstanding invoices to a third-party factoring company. That company advances you a percentage of the invoice value immediately, then collects payment directly from your customer. When your customer pays, you receive the remaining balance minus the factoring fee. No monthly payments, no collateral beyond the invoices themselves, and no new loan on your balance sheet.
Invoice factoring
Lexington sits along US-1 and I-20, home to distribution centers, light manufacturing shops, and service contractors who invoice on net-30 or longer terms. When you land a large contract near the Lexington Medical Center corridor or supply parts to manufacturers around the Gibson Road industrial zone, cash flow gaps can stall payroll and material purchases. Invoice factoring lexington companies choose bridges that gap without adding debt. Silverstone Lenders connects you to factoring partners familiar with South Carolina B2B payment norms and industries common to the Midlands.
Invoice factoring
We are a commercial-loan broker serving Lexington, Columbia, and nearby areas. We do not fund invoices ourselves. Instead, we present your invoices and customer list to multiple factoring companies, compare terms, and guide you through documentation. Our office is at 3790 Fernandina Rd, Columbia, SC 29210, Columbia, SC, and you can reach us at (803) 220-1486. We know which factors work with contractors, staffing firms, and distributors operating out of Lexington and the Lake Murray region.
A Lexington-based HVAC contractor finishes a commercial retrofit along Sunset Boulevard and invoices the property manager on net-45 terms. The contractor needs to pay subcontractors and order equipment for the next job. Rather than wait six weeks, the contractor works with Silverstone Lenders to broker a factoring arrangement. The factor advances funds within three business days, and the contractor keeps crews working while the invoice clears.
Common questions
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