SBA loans
SBA loans are government-guaranteed financing products designed for small businesses. The U.S. Small Business Administration backs a portion of each loan, which lets banks offer longer repayment periods and accept smaller down payments than conventional commercial credit. The 7(a) program covers working capital, equipment, and owner-occupied real estate. The 504 program focuses on fixed assets like buildings and heavy machinery.
SBA loans
Cayce sits along the Congaree River with a strong base of manufacturers, warehouse operators, and distribution centers clustered near Knox Abbott Drive and the State Street corridor. SBA 504 loans fit companies buying industrial property or upgrading production lines, because the program spreads cost over twenty years and requires only ten percent down. A metal fabricator near Cayce's riverfront industrial park can finance a stamping press and forklift fleet without draining operating cash. Silverstone Lenders connects you to SBA-preferred lenders who understand Cayce's logistics and light-manufacturing economy.
We are a commercial-loan broker, not a direct lender. That means we shop your file across multiple banks and credit unions to find the best fit. We prepare your cash-flow projections, collateral summaries, and business-plan narrative so underwriters see a clean package. You stay focused on running your warehouse or machine shop while we handle the paperwork chase. Our office is at 3790 Fernandina Rd, Columbia, SC 29210, a short drive up Knox Abbott Drive from Cayce.
Learn more about SBA loans across the Columbia metro or explore other financing options on our Columbia hub page.
A third-generation HVAC contractor in Cayce wanted to buy the building he had leased for fifteen years on State Street. The purchase price and tenant-improvement budget required long-term financing. Silverstone Lenders brokered an SBA 504 loan that covered ninety percent of the project with a twenty-year amortization. The contractor kept enough liquidity to cover payroll through the slower winter months.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.